CSRS & FERS Disability Retirement: The Time to Make the Decision (Part 1)

Waiting until the last possible moment to start the process to file for Federal Disability Retirement under FERS or CSRS may be commendable from the Agency’s viewpoint — but is it smart?  If you are a Federal or Postal employee with multiple years of service, and you believe that because you gave your life, your blood, your sweat, tears, and even your firstborn, that therefore you will receive what I often term as “bilateral loyalty” (i.e., an expectation of receipt of loyalty from your agency for having given your undying loyalty to them throughout the years), you might want to reconsider.

If you are exhausting all of your sick leave, using your annual leave, dipping into your TSP in order to “hope” that you will recover from your continuing medical condition, then come to a point where you need to file for Federal Disability Retirement under FERS or CSRS, then come to realize that you must survive for 6 – 8 months, or even longer, and pay an attorney, pay for medical reports, and _______ (here, you may fill in the space yourself), then you may need to re-think the entirety of the process, the time it takes, etc.  Most people know, very early on, whether or not he or she has a medical condition which will last for a minimum of 12 months.  The time to start planning for the future is now.  As a famous football coach once quipped, “The future is now.”

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Disability Retirement: Merry (Snowed in) Christmas

For those who read my blogs on a regular basis, Merry Christmas and Happy New Year.  I am snowed in over the weekend, and the accumulation of snow is expected to be over 10 inches.  Now, in many parts north and in the mid-west, I am told that such minimal amount of snow fails to constitute a “snow storm”, and many laugh at how we react here in the D.C.-Maryland Metropolitan area.  Everything is relative, and in my area, anything over an inch is responded to with panic and a rush to the grocery stores to stockpile our kitchen and cupboards. 

Such relative comparisons remind me of how pain and medical disabilities are often misunderstood by one another; that while “pain” is a subjective phenomenon, no matter how hard we try, we are often unable to convey the sensation that we experience.  The difference, of course, is that while there is an objective basis in determining the extent of snowfall, there is no such measure for pain. But how we react to pain is often an individual experience, one which we should not be quick to judge.  Unfortunately, agencies are often quick to judge, and therein lies the problem.  Hopefully, the snow here will let up soon, and I will be back in my office on Monday.

Merry Christmas

Sincerely, Robert R. McGill, Esquire